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One of the leading authorities on becoming debt free is John Cummuta. John is creator of the best-selling Debt-FREE & Prosperous Living course. He is also a popular financial and business seminar leader. John was the first financial advisor, to teach that ALL personal debt is bad for the average American consumer — and his Transforming Debt to Wealth program has proven to be a fast-lane escape route for countless former credit-aholics. John’s unique financial strategies offer one of the few exit ramps from the highway to heartbreak. He has helped over a half million people position themselves to enjoy retirements that most people will only dream about.

Read his article, "The Myths & Realities of Achieving FINANCIAL INDEPENDENCE"